Terms and Conditions
Please read these terms and conditions carefully before using our financial planning subscription service.
Effective Date: August 24, 2025
Acceptance of Terms
By subscribing to our financial planning service, you agree to be bound by these terms and conditions.
These terms constitute a legally binding agreement between you and Wyntherovalen Financial Planning Services Pty Ltd
Service Description
Our financial planning subscription service provides ongoing guidance, consultations, and planning support for a monthly fee of $250 (including GST).
Services are provided to Australian residents and are subject to availability and capacity constraints
User Eligibility
To use our service, you must meet the following requirements
- Be at least 18 years of age
- Be an Australian resident or citizen
- Provide accurate and complete information during registration
18+ only
User Responsibilities
As a subscriber, you agree to use our service responsibly and in accordance with these terms
Prohibited Activities
- Providing false or misleading information about your financial situation
- Using the service for illegal or fraudulent purposes
- Sharing your account access with unauthorized parties
- Attempting to reverse-engineer or copy our planning methodologies
- Using our service to compete with our business offerings
Intellectual Property
All content, materials, and methodologies provided through our service remain the property of Wyntherovalen Financial Planning Services Pty Ltd.
© 2025 Wyntherovalen Financial Planning Services. All planning tools and materials are protected by copyright
Limited License: We grant you a limited, non-exclusive license to use our planning materials solely for your personal financial planning purposes
Privacy
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms.
Payment Terms
Your subscription is subject to the following payment terms and conditions
- Monthly subscription fee of $250 (including GST) is payable in advance
- Payments are processed automatically on the same date each month
- Failed payments may result in service suspension after 7 days
- All fees are non-refundable except as required by Australian Consumer Law
Cancellation and Refunds
You may cancel your subscription at any time with 30 days written notice. Cancellation takes effect at the end of your current billing period.
Refunds are generally not available for monthly subscription fees already paid, except where required by Australian Consumer Law
Limitation of Liability
Our liability is limited to the maximum extent permitted by Australian law, including the Australian Consumer Law.
We are not liable for financial losses resulting from market conditions, economic changes, or your financial decisions
Indemnification
You agree to indemnify Wyntherovalen against claims arising from your breach of these terms or misuse of our service
Dispute Resolution
Dispute Resolution
Disputes will be resolved through good faith negotiation first, followed by mediation or arbitration if necessary.
Arbitration Rules: Any arbitration will be conducted under the rules of the Australian Centre for International Commercial Arbitration
Complaints Process
For unresolved complaints, you may contact the Australian Financial Complaints Authority (AFCA) for independent dispute resolution.
AFCA Contact: AFCA Online Resolution
Termination
Either party may terminate this agreement with 30 days written notice. We may terminate immediately for breach of terms.
Upon termination, your access to the service will cease and no refunds will be provided for unused subscription periods
Governing Law
These terms are governed by Australian law and the laws of Victoria, Australia.
Jurisdiction: Any legal proceedings must be brought in the courts of Victoria, Australia
Severability
If any provision of these terms is found invalid, the remaining provisions will continue to apply
Entire Agreement
These terms, together with our Privacy Policy and other referenced documents, constitute the complete agreement between us.
Changes to Terms
We may update these terms from time to time to reflect changes in our service or legal requirements.
We will provide at least 30 days notice of material changes via email or website notification
Contact Information
For questions about these terms or our service, please contact us
Last updated: July 22, 2025